Is it enough? - Part 2
Financial independence can give you greater choice over whether, how and why you work. For someone who enjoys their work, stopping altogether may hold very little appeal.
I spoke with a client who had accumulated substantial assets and loved making music.
Our conversation included the practical questions: his commitments, resources and what supporting his future would require.
But there was another question: what would he actually want to do with his time?
He wanted to travel and play music.
The same activities that earned him money also brought him fulfilment. Why would a meaningful financial milestone require him to abandon them?
That is why I prefer talking about financial independence rather than assuming retirement means stopping.
You might want fewer hours, different clients, more time with family or room to pursue a project without every decision depending on its income.
Those are worthwhile things to explore alongside the numbers.
When you ask, “Do I have enough?”, try adding: “Enough to give me which choices?”
The answer can help you build a financial goal that makes sense for the life you actually want.
